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I'd be interested in an update to the "How are you adjusting to the economic crisis?" post now that we're 3 years in. I'm interested to see how many habits have "stuck," how many new tactics have been developed, and who's reached a new equilibrium that's swung closer or farther away from the "pre-recession" days.
I'm grateful that Brittany asked this, because this is exactly the type of crowdsourcing question that can unlock extremely useful ideas and advice from the insightful audience here at Casual Kitchen. Before I hand it over to you, dear readers, I'll share some quick context on what we're doing here at CK.
The bottom line for us is we've kept nearly all of the expense-reduction habits we took on back in 2008. We eat out far less often--in fact, I can't even remember the last time we went out to an expensive restaurant. With the (uh, enormous) exception of our townhouse that we bought at the very end of 2009, we've made very few big-ticket purchases, and any home improvement projects we've done have been modest and done over time. We haven't bought any cars and--knock on wood--really hope we won't have to for a long while.
We're always keeping our eyes peeled for ways to manage our fixed expenses downward, another habit that I'm thinking we'll maintain. This year for example, we made adjustments to our auto and health insurance coverage to get our premiums lower, and we're seriously thinking about taking a break from cable TV in 2012--after ditching cable in 2008 and actually enjoying the experience.
For us, our expense reduction habits have "stuck." Hey, it's possible that we might be in a mediocre economic environment for a while, and this a big part of why we're keeping our proverbial belts tightened.
Readers, now it's your turn! What are you doing now regarding your spending--and how does it compare to 2008 when the recession started? Which habits have you kept and which have you discarded? Finally, have you discovered any new savings tactics you'd like to share?
Share your thoughts in the comments!
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